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Dave Larock in Interest Rate Update, Mortgages and Finances
The Bank of Canada (BoC) left its policy rate unchanged last week, as expected.
In its accompanying statement the Bank...
A recent decision of the Ontario Superior Court warns homeowners that a distributor’s delivery of fuel oil does not mean that their tanks are safe. It also...
Dave Larock in Interest Rate Update, Mortgages and Finances
Last Friday Statistics Canada confirmed that our economy added a whopping 79,500 new jobs in November, and that result...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
On January 1, 2018, our regulators will implement a sixth round of mortgage rule changes as part of their ongoing...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Dave Larock in Interest Rate Update, Mortgages and Finances
Anyone keeping an eye on Canadian mortgage rates should pay close attention to our inflation data, which contain...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
As of January 1, 2018, everyone who borrows from a federally regulated mortgage lender must qualify using the Mortgage...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News, Condo Buying
Ryerson’s City Building Institute published an interesting paper this week that concluded that builders are not building...
Dave Larock in Interest Rate Update, Mortgages and Finances
Last week we received the Canadian employment data for October, which was better than expected.
Our economy added...
Bob Aaron in Condo Buying, Legal
With parts of the new Condominium Act coming into force next week, there is concern about important consumer protection sections in the act that...
Dave Larock in Interest Rate Update, Mortgages and Finances
The Bank of Canada (BoC) left its policy rate unchanged last week, as expected. The Bank also sounded more cautious...
The Ontario government acted with speed in imposing a new non-resident tax on real estate purchases.
But when it comes to protecting consumer deposits on...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
John Pasalis in Toronto Real Estate News
Yesterday the Ontario provincial government announced plans to add more regulation to the practice of double...
John Pasalis in Toronto Real Estate News
If you’re considering buying a home in the Greater Toronto Area, it’s really tough to make sense of what is really happening in the real...
Bob Aaron in Legal, Condo Buying
When marijuana becomes legal next summer, landlords, tenants and condominium owners can expect an increase in disputes related to both indoor...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Condo Buying, Home Buying, Home Selling
Editor's Note: This article was first published in July 2017.
What happens if a real estate purchase and sale...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Home sales...
Bob Aaron in Legal, Home Buying
Is a property survey important? Is it necessary if the buyer gets title insurance?
I’ve often said that a survey is the most important document...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
A recent case involving a Toronto co-ownership building illustrates why expensive court proceedings are not always the solution to disputes between owners and...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News, Home Buying
In my last blog post (The GTA Neighbourhoods Home Buyers Should Avoid), I walked through a metric we use at Realosophy to...
Bob Aaron in Home Buying, Legal
The most important thing a real estate lawyer must do for his purchaser clients is to confirm the exact dimensions, and location, of the property...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News, Home Buying
I recently stopped by TVO’s The Agenda to discuss the latest market stats with the Toronto Star’s Tess Kalinowski, and host...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News, Home Buying
“Be fearful when others are greedy and greedy when others are fearful” - Warren Buffett
Acclaimed investor Warren Buffett...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Taddle Creek Pond in Wychwood. Photo Credit: By Wordconcepts - Own work, CC BY-SA 4.0
Collecting homeowner fees to maintain private roads and other shared...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
The province of Ontario just announced that 4.7% of the 18,282 homes purchased in the Greater Golden Horseshoe between April 24th and May...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Editor's Note: This article was first published last month (May 2017).
The Ontario government last month finally passed legislation to regulate the home...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Bob Aaron in Legal, Home Buying, Home Selling
The Ontario Real Estate Association (OREA), which represents 70,000 real estate agents and brokers, has become involved in a public...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy President and Move Smartly Writer John Pasalis joined Toronto Star’s Tess Kalinowski onTVO’s The Agenda's Nam Kiwanuka to talk about the cooling real estate market -...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Editor's Note: This article was first published last month (May 2017).
Last month’s introduction of the 15-per-cent Non-Resident Speculation Tax has turned...
Bob Aaron in Legal, Home Buying
When is a detached house not detached? That was the question facing the “Smiths” late last month.
The couple came to see me after they signed an...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
With the surge in real estate prices over the past few years, it’s not a wonder that the Toronto real estate market has seen an uptick in the number of homes being flipped, i.e.,...
John Pasalis in Toronto Real Estate News , Home Buying
If there is one part of the home buying process that all of Toronto hates – it’s when you have to compete for a home...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
John Pasalis in Toronto Real Estate News
On April 20th 2017 the Ontario government introduced their Fair Housing Plan which included a 15% tax on homes purchased by foreign...
Last week we touched on how to assess the impact of investors when evaluating a condo building – this week we’re going to take it one step further by delving into three other...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
John Pasalis in Toronto Real Estate News
The first half of 2017 has been a roller coaster ride for Toronto’s real estate market.
The first 3 months of the year were the most...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
The condo market in Toronto seems to be unfazed by the introduction of the Ontario Government’s new Fair Housing Plan. In some instances, the number of units bought by investors...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: The Globe and Mail
All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Bob Aaron in Legal, Home Buying
Taddle Creek Pond in Wychwood. Photo Credit: By Wordconcepts - Own work, CC BY-SA 4.0
A 2016 decision of the Ontario Divisional Court has...
This week I wanted to highlight a listing I viewed over the long weekend with clients of mine that were looking for a home in the Bedford Park area. Anyone who knows the area...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
The Ontario government has responded to the rapid growth in house prices and rents in the Greater Toronto Area by releasing what they...
Realosophy Team in Realosophy Team
Have you wondered about becoming a real estate agent, but worried about taking the plunge?
We’ve designed the Realosophy Sales Assistant...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
When the city of Toronto increased its municipal land transfer tax on March 1, no one could have imagined that the failure to grandfather any transactions...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
John Pasalis in Toronto Real Estate News
The first week of April saw the number of new listings of freehold houses (detached, semi-detached and townhouses) surge 62% over last...
Recently, there were two homes on the market with the same offer date and my clients were trying to figure out which one they would offer on – one in Port Credit, Mississauga and...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
From a legal perspective, buying a pre-construction condo can be an even more involved process than buying a resale property as there are many additional aspects to consider –...
John Pasalis in Toronto Real Estate News
Toronto's real estate market continued to defy gravity in March when the average price for a home climbed to $922,757 in March 2017, a 33%...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Photo Credit: By Secondarywaltz (Own work), CC BY-SA 3.0 via Wikimedia Commons
The Supreme Court of Canada has written the latest chapter in the ongoing...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
Last year I wrote about a trend I had been noticing in the Toronto area real estate market - whether at our office or at dinner parties,...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
More home buyers are considering condo style living as an alternative to freehold housing due to the widening price gap between the two types. Although a viable housing choice...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Not all insurance policies exclude coverage for floods entering a house from the outside.
Last month I wrote about a $2-million claim for catastrophic water...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Home Selling
Patrick Gladu and wife Danielle Boyer-Gladu purchased a property in Sturgeon Falls, Ont., back in 2009.
The house had been advertised on the...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Imagine turning to your insurance company after catastrophic damages to your house and being told, “You’re not covered.”
That’s what happened to Hassan...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus on...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Anyone interested in becoming a landlord in Ontario could learn some lessons from a recent court case which demonstrates how an unscrupulous tenant was able...
John Pasalis in Toronto Real Estate News
In the late 1980's economists Robert Shiller and Karl Case began to challenge the long standing assumption that all home buying decisions...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Back in October I wrote a blog post on the correlation between high performing school districts and how they affect home value. The basic premise of the post was to show that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
John Pasalis in Toronto Real Estate News
The Greater Toronto Area's real estate market is off to a very hot start in 2017. The table below shows the average price for a detached...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus on...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Bob Aaron in Legal, Condo Buying
Should condominium corporations disclose the existence of Kitec plumbing to potential buyers on their status certificates? That was the question...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Condo owners who rented their suite for short-term stays violated the building’s rules, an Ontario court ruled earlier this month.
The Ottawa condo’s...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
What happens if you discover water flowing below the floor in a newly-purchased house and you have to completely gut the basement to remove toxic...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: The...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Bob Aaron in Legal, Home Buying
The Supreme Court of Canada has written the final chapter in one of the most important title-insurance cases of this generation.
The story began...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying, Condo Buying
What should a buyer do when the status certificate for their condominium purchase shows that the corporation is involved in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
John Pasalis in Toronto Real Estate News
Earlier this month the Toronto Real Estate Board announced that the average price of a detached home in the 905 region was up 29.4% year...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Bob Aaron in Legal, Real Estate Trends
A law...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people, ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Dave Larock in Interest Rate Update, Mortgages and Finance
In Part One of my four-part series covering our Department of Finance’s latest round of mortgage-rule changes, we...
Dave Larock in Interest Rate Update, Mortgages and Finance
In Part One of this series about the upcoming mortgage-rule changes, we focused on the first change that takes effect...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Bob Aaron in Legal, Home Buying, Home Selling
A small claims court decision released last year underscores the importance of careful wording of seller promises in agreements of...
Dave Larock in Interest Rate Update, Mortgages and Finances
In Part One, we focused on the mortgage-rule change that will take effect on October 17, 2016. Today, in Part Two,...
Nicole Harrington in Listings of the Week
Here's my closer look at a recent Realosophy listing brought to market by our busy sales team - along with key insights and the bigger...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Is...
Dave Larock in Interest Rate Update, Mortgages and Finances
** Update on the Mortgage Qualifying Rate stress-test that was to be implemented on Oct 17th – The Department of...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
John Pasalis in Toronto Real Estate News, Home Buying
As I started my own home search a few months ago I found myself in an interesting position – for an owner of a real estate...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus...
Bob Aaron in Legal, Home Buying
Tarion Warranty Corporation has warned Ontario’s builders and real-estate agents they can be charged and fined if involved in the sale of an...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing to focus on each...
John Pasalis in Toronto Real Estate News
Torontonians have become so accustomed to hearing about how competitive the real estate market is and how quickly prices are rising that...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Nicole Harrington in Listings of the Week
Here's my closer look at a recent Realosophy listing brought to market by our busy sales team - along with key insights and the bigger...
Bob Aaron in Legal, Home Buying
An interim report on the Tarion warranty corporation should have gone further to protect home buyers’ purchase deposits.
Special adviser J....
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Bob Aaron in Toronto Real Estate News
In the face of a serious housing shortage in the GTA, the City of Toronto is actively discouraging homeowners from legally adding one or...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: A...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Here's my closer look at a recent Realosophy listing brought to market by our busy sales team - along with key insights and the bigger...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing to focus on each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing to focus on each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
How many times do Ontario judges have to cry out for changes to the landlord and tenant court procedure to prevent tenants from “gaming the system” before the...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: The...
Bob Aaron in Legal, Home Selling
The Seller Property Information Statement (SPIS) continues to be the single most dangerous document in current use in the real estate market.
...
John Pasalis in Toronto Real Estate News
Readers of this blog know that I am not one to call bubbles lightly (or every month for the past few years, like some). Something may...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. We pick the top Toronto listing in each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Editor's Note: This post was first published on July 2, 2016.
Will home buyers willingly pay an extra $148 to help lawyers close their purchase transactions?
...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. We pick the top Toronto listing in each...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Editor's Note: Due to error, this post was recently reposted. It refers to a listing that was previously available. We apologize for the...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Condo Buying, Home Buying, Legal
The recent insolvency of the Urbancorp builder group, and its impact on hundreds of would-be home buyers who wanted to complete...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and location. We pick the top Toronto listing in each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
The soaring values of GTA-area homes has made it an increasingly expensive proposition to die while owning real estate.
Huge probate taxes, officially known...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and décor. We pick the top Toronto listing in each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and décor. We pick the top Toronto listing in each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Toronto’s subway story just got exciting-scary.
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people, ranging in price, size, and décor. We pick the top Toronto listing in each category...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: The...
Bob Aaron in Legal, Home Buying
With cottage-buying season now underway, it’s important to remember that a land survey is the single most important document in the whole...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
This is the luxury edition of the six in the six, where we highlight the top listings in each category weekly. Who made the cut this...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Move...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
This is the GTA edition of the six in the six, where we highlight the top listings in each category weekly. Who made the cut this week?...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
A new business to transfer funds in real estate purchases and sales is being proposed in Ontario.
The plan is to take control of all closing funds, move the...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: The...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people: ranging in price, size, and décor. We pick the top Toronto listings in each...
Many research focused home buyers looking to make a smart home buying decision will often invest a lot of their time studying the average price per...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Nicole Harrington in Listings of the Week
Toronto’s housing market is as diverse as its people, ranging in price, size, and décor. We pick the top Toronto listings in each...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: What...
Bob Aaron in Legal, Home Buying, Condo Buying
There’s good news and bad news for homebuyers who would like to see a formal licensing protocol instituted for the province’s home...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Nicole Harrington in Real Insight
For about a year now we have been seeing articles touting the ability of Starbucks, and other consumer facing retailers, to dramatically increase...
Bob Aaron in Legal in Home Buying, Condo Buying
A decision by the Tax Court of Canada last month has muddied the waters about who is — and is not — entitled to the new-home...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Realosophy Team in Realosophy News
Have you wondered about becoming a real estate agent, but worried about taking the plunge?
We’ve designed the Realosophy Sales Assistant...
Nicole Harrington in Home Buying
Feeling Priced Out? What Options do New Home Buyers Have in the Toronto Market?
With houses selling for hundreds of thousands of dollars...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
If you're a buyer looking for a home in Toronto right now, you probably know first hand how competitive the market is. You are probably...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Monday morning for analysis that...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:
Bob Aaron in Legal, Condo Buying
Editor's Note: This article was first published Feb 13 2016.
Thousands of purchasers of new condominiums are being overcharged for property taxes
Editor's Note: This article was first published on Feb 1 2016.
A decision of the Ontario Court of Appeal has ruled that late payment charges and default fees...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Condo Buying
Recent lawsuits over material changes in final sale agreements have ended with the courts ordering buyers’ deposits fully refunded.
Three...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
No home buyer wants to be the sad buyer in our chart below who bought their house at the absolute peak of a real estate bubble, just before prices...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News, Home Buying
For decades, real estate agents have been helping home buyers with the art of buying a home. They have advised them on what...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:The...
John Pasalis in Toronto Real Estate News
Bubbles are always easy to call after the fact, but things are far less clear when you’re in one.
The fact that leading economists can’t...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
The Toronto Real Estate Board published the results of a survey of recent and intending home buyers which reveals some interesting...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
John Pasalis in Toronto Real Estate News
Below are my top takeaways for Toronto’s real estate market in 2015.
Record Sales
The GTA saw a strong increase in the demand for homes in...
Bob Aaron in Legal, Home Buying
Ontario homeowners who have purchased title insurance policies are the big winners in a Court of Appeal decision released last week.
When Paul...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:It's...
Bob Aaron in Legal, Home Buying, Condo Buying
A review of consumer protections for owners of new homes is set to get underway.
Retired associate chief justice J. Douglas...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:...
Bob Aaron in Legal, Home Buying, Home Selling
Is a seller required to be truthful in disclosing to a buyer that a house was built on potentially toxic landfill? That was the...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:Toronto's...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Wiki Commons
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning for analysis that is...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Urban Toronto
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning (Tues on holidays)...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CP24
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Under provincial law, the bottom of any navigable lakes or rivers typically belong to the Ontario Crown, and no docks or boathouses with foundations sitting...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning (Tues on holidays)...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto.com
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon morning (Tues on holidays)...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Wiki Commons
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Bob Aaron in Legal, Home Buying
The vast majority of real estate agents are honest, competent and caring individuals.
Occasionally, however, one of them falls off the rails.
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Wiki Commons
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Home Buying, Condo Buying
A squeaky wooden floor was at the centre of a recent decision by the Ontario Licence Appeal Tribunal that overruled the province’s...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CBC
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Ashleigh Dorrington in Condo Buying, Home Buying, Leslieville
Broadview Lofts
If you like lattes, antiquing and walking to work then the east end of Toronto might be for you....
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CBC
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
Tracy Lynn Robinson and her husband bought a house in Milton last year.
The purchase agreement contained a warranty that the appliances and...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Condo Buying
This is the story of a $47,000 dog named Peaches and its troubled stay in a Barrie condominium.
It all began back in July, 2014, when Dianna...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on thisblog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Selling, Home Buying
Does the seller of a house have a legal obligation to advise the buyers about a flood that occurred after the parties entered into...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Travel Guide
All you need to know regarding the housing market in Toronto, Canada and abroad.
...
John Pasalis in Toronto Real Estate News, Condo Buying
Given all the press about Toronto’s booming condo market, it’s no surprise that one of the most common questions I get from...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Star
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Home Buying, Condo Buying
A Tax Court of Canada decision last month can help buyers of new homes and condos ensure they qualify for the HST new home rebate.
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Tundria
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying, Condo Buying
Two areas involving builder agreements of purchase and sale that cry out for action by the new homes provincial watchdog are...
Editor's Note: This article was originally published prior to July 1st.
Next week marks a sea change in Ontario real property law when it becomes legal to...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Caasco
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Best Western
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Pax News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
With the high price of housing these days, more buyers are turning to the Bank of Mom and Dad for help in acquiring a new home. Often, this takes...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CBC
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto:
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: An article in...
Dave Larock in Interest Rate Update, Mortgages and Finances
Editor's Note: The Interest Rate Update appears weekly on this blog - check back every Mon for analysis that is always...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Aaron Kroll
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Condo Buying
“If Shakespeare was alive today and owned a condo in Ontario (let’s say Stratford), he would have ample material for a new play about...
Alan Carson in Guest Expert, Home Buying
New condo buyers ask me all the time “Do I really need a home inspection for a condo?” After all, there’s no roof to climb or crawl space...
Bob Aaron in Home Buying, Legal
Back in June 2011, Angela Maria Henao and her aunt signed an agreement to buy a new house on Quetico Cres in Oakville. With the June 2012,...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Chestnut Park
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Star
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Global
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
The semiannual Globe and Mail Home Value Survey powered by Realosophy is out today! Go to the interactive map to see how your neighbourhood has performed.
John Pasalis in Realosophy News
Really happy to be launching Realosophy Pro this week, our latest analytics product that shows past sale history, comparable sales and deep...
Across Canada there are thousands of bronze plaques marking historic designations but, until now, not one of them has commemorated a court case.
That...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Doctors Review
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Jamie Sarner
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
An Ontario Court of Appeal decision last year totally reversed what had been commonly viewed for the last 100 years as the law on interference with a...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Definitiveale
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
A decision of the Ontario Superior Court last month suggests a novel way of avoiding the need to pay province’s 1.5 per cent estate administration tax on real...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Star
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every Mon for...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Newz4U
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CTV
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
It is a common understanding among real estate lawyers that residential title insurance will provide protection against municipal work orders and...
John Pasalis in Home Buying , Toronto Real Estate
As we approach the busy spring real estate market I thought it would be a good opportunity to share my thoughts on the most...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Star
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CP24
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying, Home Selling
Is a real estate agent obligated to disclose to purchaser clients whether the house they are interested in buying is stigmatized...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Top Left Pixel
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Star
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Julie Kinnear
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Condo Buying
Last month I wrote about a court case involving the purchase of a condo townhouse with a third floor attic conversion that did not comply with...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Bob Aaron in Legal, Home Buying, Home Selling
If a property in Ontario has been stigmatized as a result of a murder, suicide, death, haunting — or other unpleasant event — must...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
John in Toronto Real Estate News
As a follow up to my previous post which looked more closely at the market for houses in 2014, this week I’m going to look at Toronto’s condo...
Realosophy is currently looking for a few stars who have what it takes to start a successful career in real estate. About every six months or so, we find...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: CBC
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Condo Buying
A major decision of the Ontario Court of Appeal last week has raised the bar on the level of due diligence required by condominium corporations...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: iStock
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John in Toronto Real Estate News
As 2015 slowly approaches I thought it would be worthwhile to take a look back at how Toronto’s real estate market performed in 2014 to see if it...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
The Ontario government is cracking down on estate trustees who do not accurately declare the full value of a deceased person’s assets, including real estate.
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home BuyingEditor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home BuyingEditor's Note: The Move Smartly Blog Team congratulates Dave Larock on a well-deserved award from...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home BuyingEditor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John in Toronto Real Estate News, Home Buying
Deciding whether or not it’s the right time to buy your first home is one of the most important decisions many people will make in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home BuyingEditor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
The 150 purchasers in the failed Centrium condominium project might not have lost their combined deposits of $14.9 million had the Law Society of...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Mon Morning Interest Rate Update appears weekly on this blog - check back every Mon...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: This post appears on Tues this week due to the Canadian Thanksgiving holiday on Mon....
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Selling, Home Buying
The Real Estate Council of Ontario (RECO), the body that licenses and governs real estate agents, is cracking down on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying
Editor's Note: Monday Morning Interest Rate Update appears weekly on this blog - check back every...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
John in Toronto Real Estate News, Home Buying, Condo Buying, Home Selling
Realosophy released its semi-annual Home Value Survey for the Globe and Mail today and I thought this...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Bob Aaron in Legal, Home Selling, Home Buying
A recent decision of a discipline panel of the Real Estate Council of Ontario (RECO) could spell the end of the Seller Property...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying, Toronto Real Estate News
Editor's Note: Monday Morning Interest Rate Update appears weekly on this...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying, Toronto Real Estate News
Editor's Note: Monday Morning Interest Rate Update appears weekly on this...
Bob Aaron in Legal, Condo Buying
What happens if condominium board members fail to comply with the Condominium Act? That question was the focus of a case which ultimately wound...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying, Toronto Real Estate News
Editor's Note: Monday Morning Interest Rate Update appears weekly on this...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Travel Guide
All you need to know regarding the housing market in Toronto, Canada and abroad.
...
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying, Toronto Real Estate News
Editor's Note: Due to the Labour Day holiday, the Monday Morning Interest...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week
Dave Larock in Monday Interest Rate Update, Mortgages and Finances, Home Buying, Toronto Real Estate News
Gone are the days when central bankers act as invisible hands, which...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Due to technical delay, Dave's Monday Morning Interest...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
John in Toronto Real Estate News
Anyone keeping a close eye on Toronto’s real estate market might find the sales statistics published by the Toronto Real Estate Board this year a...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
Photo Credit: plus.google.com
The Seller Property Information Statement, a disclosure form created by the real estate industry,...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Bronte Movers
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Who owns a tree which straddles the property line between my house and my neighbours? Can I cut it down without their permission?
That was the issue which brought two...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: urbantoronto.ca
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Buyers finding it...
Bob Aaron in Legal, Home Buying
Photo Credit: iStock.com
I just found out that the boathouse and dock in front of my cottage were constructed on a municipal road allowance, and...
Realosophy Team in Media Roundup, Toronto Real Estate News
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All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: BlogTO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Condo Buying
Photo Courtesy: iStock.com
Why does a lawyer have to review the condominium status certificate on a resale purchase? What are the risks if it’s...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Condo Buying
Photo Courtesy: iStock.com
We have experienced an overwhelming smell of cigar smoke coming from the condominium unit above ours. What can we do?
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Toronto Travel Guide
All you need to know regarding the housing market in Toronto, Canada and abroad.
...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: City News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
Ever since Garry Marr published his article in the Financial Post titled “Canada’s next housing bubble: real estate agents” there has been...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Buying, Condo BuyingPhoto Courtesy: iStock.com
Where can I find the size of the condo unit I’m buying in the builder’s pre-construction contract?
I...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo credit: Doctors Review
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo credit: Occasional Toronto
All you need to know regarding the housing market in Toronto, Canada and abroad.
This...
Photo Courtesy: istock.com
I’m about to do a major renovation in my home. What kind of paperwork do I need?
Excellent answers to this question were provided...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo credit: Toronto Pictures
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo credit: CBC
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo credit: Mind Hat
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
John Pasalis in Toronto Real Estate News
After a fiercely competitive start to 2014, Toronto’s real estate market is starting to show signs that things are cooling down slightly.
...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Photo Courtesy: iStock.com
I just learned that my house was renovated without a proper permit from the city. Do I have title insurance coverage for the...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Realosophy...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal, Home Buying
Photo Courtesy: istock.com
As a real estate lawyer, I am a big supporter of the campaign by the Toronto Real Estate Board (TREB) to phase out...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis in Toronto Real Estate News
Deutsche Bank gets it wrong - Real Estate Prices are Not Overvalued by 60%
In December Deutsche Bank released a report of the world’s...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Credit: Blog TO
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal
Photo Courtesy: iStock
Daylight saving time starts tomorrow morning and, for me, it can’t come soon enough. It will still be daylight well after 7 p.m. and,...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: T.O's diverse...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Courtesy: flikr.com
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
Photo Courtesy: flikr.com
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in...
Bob Aaron in Legal
Photo Courtesy: iStock
Last month you wrote about a ruling by the late Justice Sydney Robins which paved the way for signing real estate agreements by fax. Does...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Toronto's...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis in Toronto Real Estate News
The east end of the Toronto was the hottest place to buy real estate during the first month of 2014. Seven out of the top ten hottest MLS...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
This week in Toronto: Is laneway...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
Photo credit: National Post
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
Photo credit: Metro Morning
This week...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Realosophy Team in Media Roundup, Toronto Real Estate News
All you need to know regarding the housing market in Toronto, Canada and abroad.
Photo credit: Trek Earth
This week in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Toronto Real Estate News, Condo Buying, Home Buying
Photo Courtesy: istock.com
A seller must pay commission to their real estate agent if a full-price offer...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Bob Aaron in Legal, Home Buying
True or false? A land survey is unnecessary if the house purchaser buys title insurance.
Answer: false.
A court decision released last month...
Bob Aaron in Legal, Toronto Real Estate News, Condo Buying, Home Buying
Many buyers of new homes and condominiums may be surprised to receive a demand from Canada Revenue Agency...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Bob Aaron in Legal, Toronto Real Estate News, Condo Buying, Home Buying
A recent court decision raises the thorny issue of whether it should be legal for builders to restrict...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Bob Aaron in Legal, Toronto Real Estate News, Condo Buying, Home Buying
A sea change is coming for the management and operation of the province’s 600,000 condominium units if...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
John Pasalis in Toronto Real Estate News
A Globe and Mail article published this week questioning the accuracy of Canada’s housing data published by the Canadian Real Estate...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Bob Aaron in Legal, Home Selling, Home Buying
Photo Credit: Bob Aaron
In the real estate field, when the value of a house might be affected by a history of murder, suicide,...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
John Pasalis in Toronto Real Estate News
Toronto’s real estate market has seen a significant spike in sales over the past three months. Resale home sales in the GTA were up 13% in...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Bob Aaron in Legal, Home Selling, Home Buying
I think it’s time that a land survey be made a compulsory part of every real estate transaction. It baffles me why a clause to that...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis and Urmi Desai in Toronto Real Estate News
Realosophy spends a lot of time analyzing neighbourhood data so we appreciate that ranking neighbourhoods can be a tricky...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
Two recent decisions of the Ontario Superior Court have determined that an open municipal building permit — where the city has not...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
My nomination for the the most odball real estate scheme of the year is last week’s proposal by Larry Chilton and his real estate...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
In the wake of widespread flooding in Toronto last week, I’ve had a number of phone calls and emails from people trying to sell...
John Pasalis in Toronto Real Estate News
There have been no shortage of media headlines about Toronto’s real estate market this year. The majority have focused on the future of...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
Just when I thought I had heard every possible real estate problem, a client showed up with a question that is so novel that the...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal Image: urbantoronto.ca
A couple of weeks ago I was meeting with a client to sign closing documents for his condominium purchase in the Scenic on Eglinton...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal One of the most common complaints from condominium residents is noise coming from neighbouring units. In the last 40 years, more than 100 condominium noise...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis in Toronto Real Estate News and Condo Buying
If you’re a condo buyer in Toronto it’s certainly tough to make sense of what’s really happening in the market. In the...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Buying
In the world of real estate, it’s not very well known that title insurance policies vary significantly from one company to another.
When it...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
An interesting decision from Toronto’s small claims court last December provides a useful lesson on the obligations of buyers,...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
A decision of the Ontario Court of Appeal in February may have settled the thorny question of whether or not courts have the authority to correct erroneous...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis in Toronto Real Estate News and Condo Buying
Ever since the federal government reduced the maximum amortization on insured mortgages in Canada back in July 2012 we...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Bob Aaron in Legal, Home Selling, Home Buying
Shortly after Sidney and his wife bought their Toronto home last fall, a number of their new neighbours told them that there had...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
In Part 1 of this post, we talked about how Toronto buyers can get a jump on other buyers in competitive spring market. My top tip was to go to see a...
While Toronto's real estate market is expected to start leveling out, buyers looking for homes in Toronto's hottest neighbourhoods aren't feeling any...
Bob Aaron in Legal, Home Selling
In the wake of a flood of court cases involving the Seller Property Information Statement (SPIS) and its counterparts across Canada, the Ontario...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Five former board members of a London, Ont., condominium corporation have been personally ordered to pay costs totalling $36,300 as a result of two related...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Last week I received an email from a Star reader who had just bought a $588,000 home in Scarborough and wanted to know if I could refer him to a...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Sometimes, even the experts get it wrong, or maybe not entirely right. In her new book, Money Rules, financial guru Gail Vaz Oxlade says that...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
John Pasalis in Toronto Real Estate News and Condo Buying
Over the past six years, federal Finance Minister Jim Flaherty has influenced the Canadian residential real estate...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
The first Sat of every month, Realosophy hosts our popular Schools for Home Buyers Workshop. Free for all to attend, we share our proprietary analytics on the relationship...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
In one of the scariest court decisions of recent years, the Ontario Divisional Court has ruled that innocent landowners can be held responsible to remedy...
Dave Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
This week we’ll focus on some recent currency-related news and look at...
Bob Aaron in Legal, Home Selling
A Saskatoon real estate agent and his brokerage have escaped liability to the purchasers of a home with a wet basement in a misrepresentation...
David Larock in Monday Interest Rate Update, Mortgages and Finance, Home Buying, Toronto Real Estate News
Editor's Note: Dave's Monday Morning Interest Rate Update appears on Move...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last week the U.S. Federal Reserve replaced its pledge to keep its policy rate in a range of 0.00 to...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
My ears are still ringing from the peal of celebratory trumpets that blared in response to the latest...
Bob Aaron in Legal, Home Buying, Condo Buying
Despite the fact that residential title insurance has been commonplace in Ontario for the last 15 years, many of my clients still...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
“It’s tough to make predictions, especially about the future” - Yogi Berra.
Trying to predict the...
John Pasalis in Toronto Real Estate News, Condo Buying
I have received a number of emails from readers recently asking me if this is a good time to buy a pre-construction condo...
Bob Aaron in Legal, Home Buying
An Ontario real estate agent has escaped responsibility for failing to review the results of a professional home inspection with his purchaser...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last Friday Statistics Canada released its latest Consumer Price Index (CPI) and it showed prices...
David Larock in Mortgages and Finance, Toronto Real Estate News
Variable-rate mortgage discounts aren’t what they used to be and for that reason, I have tended to favour...
Realosophy Team in Realosophy News, Leslieville
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Now that the U.S. election is over, markets will shift their attention back to the European Union...
Bob Aaron in Legal, Condo Buying
A recent decision of the Superior Court of Justice in London, Ont., carries a powerful message about the consequences that can result when a...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Statistics Canada recently changed the way it calculates key economic data to bring its methods into...
Bob Aaron in Legal, Home Buying
Imagine waking up one morning to find out that the house you are living in and have listed for sale belongs to your next-door neighbours, and...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When the Bank of Canada (BoC) released its latest interest-rate statement last Tuesday it did not...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When Bank of Canada (BoC) Governor Mark Carney speaks, the experts I read carefully parse his words,...
Bob Aaron in Legal, Home Buying
A decision of the Ontario Divisional Court this summer underscores the importance of having an experienced real estate lawyer review a builder...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last week was a slow one for new economic data so in today’s Update I’m taking a step back and...
John Pasalis in Toronto Real Estate News
Every time we see a slight slowdown in the real estate market I find our agents get many of the same questions from our clients:
Why...
Thanks to the fabulous Realosophy Analytics team, Realosophy.com is now updated with the latest EQAO scores released by the Province of Ontario for 2011-12.
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Monthly employment reports should be closely monitored by anyone keeping an eye on mortgage rates...
Ontario property owners may soon be in for a shock when they receive their new property assessment notice, but it doesn’t necessarily mean their taxes are...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Market bulls hoped that when U.S. Fed Chairman Ben Bernanke finally gave investors the quantitative...
John Pasalis in Toronto Schools, Home Buying, Realosophy News
When we launched realosophy.com back in 2007, we pioneered market analysis by neighbourhood in Toronto. At the time,...
A decision of the Ontario Court of Justice last week highlights the importance of buying a new home only from a registered builder, and the risks to the buyer...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
We started last week just hoping to dodge a German constitutional bullet but by the time it was over,...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Here are the three most important developments last week that related to Canadian mortgage rates:
...
John Pasalis in Toronto Real Estate News, Condo Buying
The Toronto Real Estate Board released their August sales statistics yesterday and while there are a couple of interesting...
Urmi Desai in Realosophy News, Toronto Real Estate News
If you use Realosophy.com, you’ve probably noticed some big changes. (If you don't, and you're interested in Toronto real...
A decision of Justice Ted Matlow in the Ontario Superior Court last month contains valuable lessons for residential landlords and tenants, along with a strong...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When U.S. Federal Reserve Chairman Ben Bernanke stepped to the podium at Jackson Hole last Friday he...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
The week ahead will be an important one for anyone keeping an eye on mortgage rates because the world...
Bob Aaron in Legal, Home Selling
As a result of its promotion by the Ontario Real Estate Association (OREA), the seller’s property information statement (SPIS) continues to be a...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Bank of Canada (BoC) Governor Mark Carney has made it clear that he wants to raise interest rates but...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
To my surprise, Government of Canada (GoC) bond yields (on which our fixed-mortgage rates are based)...
Bob Aaron in Legal, Condo Buying, Toronto Real Estate News
In June, the McGuinty government announced a public consultation process to “modernize” the 1998 Condominium Act to...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
It was a strange week for Government of Canada (GoC) bond yields (on which our fixed-mortgage rates...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When Spanish bond yields spiked to euro-zone record highs last week I wasn’t surprised to hear the...
John Pasalis in Toronto Real Estate News
The Royal Bank of Canada published a report this week titled “Booming Toronto condo market does not imply a bubble” which offered an...
Bob Aaron in Legal, Condo Buying
Condominium corporations have a duty to accommodate residents who have sensitivity to second-hand cigarette smoke, according to a recent decision...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
The Bank of Canada (BoC) left its overnight policy rate unchanged last week as expected. (Reminder:...
Bob Aaron in Legal, Condo Buying
The Tarion Warranty Corp. has introduced a number of program changes which will benefit consumers by providing better disclosure of extra charges...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
The devil is always in the detail.
When Spain’s 100 billion euro bailout was finalized and the euro...
John Pasalis in Toronto Real Estate News
The Toronto Real Estate Board published their monthly sales statistics last week and the slow down we’ve been seeing in the real estate...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
I’ve got good news and bad news.
The good news is that the odds on our mortgage rates staying low for...
A recent decision of the British Columbia Court of Appeal serves as a strong reminder that landowners who are involved in property boundary disputes should...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last week federal finance minister Jim Flaherty surprised real-estate market stakeholders by...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
While bond-market investors will be focused on the Greek election results this morning, they will...
John Pasalis in Toronto Real Estate News
Toronto’s real estate market is finally starting to show some signs that things are cooling down as more houses come on the market and...
Compulsory licensing for small landlords is rapidly spreading throughout Ontario, having come into effect most recently in Waterloo on April 1 and North Bay on...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
This week’s Update was going to focus on the latest employment report from Statistics Canada and how...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
The current debate about the strength of the global economic recovery is pretty much over, at least...
Toronto real estate law guru Jeffrey Lem has a knack for making court cases both entertaining and educational at the same time.
His latest effort, which...
John Pasalis in Toronto Real Estate News
The media have stepped up the real estate bubble rhetoric lately so I thought I would take some time away from the busy spring market to...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When Bank of Canada (BoC) Governor Mark Carney recently warned market watchers that he believed...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
It’s time for the powers that be to pick our poison.
Do they keep short-term interest rates at...
The beginning of the cottage season is a good opportunity for a reminder that recreational real estate transactions are unlike any other property dealings.
...
John Pasalis and Urmi Desai in Toronto Real Estate News, Toronto Condos
Over the past couple of years we’ve heard Mark Carney and Jim Flaherty escalate their concerns about...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
The global economic recovery is on a very tenuous footing. While determined optimists can string...
It's here: the Globe and Mail Home Value Survey. Make sure you grab today's Globe to see whether home prices are up or down in your Toronto neighbourhood.
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last week was an interesting one for anyone keeping an eye on Canadian mortgage rates.
The Bank of...
Bob Aaron in Legal, Toronto Real Estate News
There are many good reasons to support the Toronto Real Estate Board in its battle with the federal Competition Bureau. After all,...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
When the European Central Bank (ECB) injected more than US$1 trillion in cheap, three-year loans into...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Statistics Canada released its latest employment report last Friday, and the data were a welcome...
Bob Aaron in Legal, Home Buying, Home Selling
My column on basement apartments earlier this month seems to have touched a nerve among homeowners and real estate agents, many of...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
Last week the euro-zone finance ministers increased the size of the European Stability Mechanism (ESM)...
John Pasalis in Toronto Real Estate News, Home Buying
Being a home buyer in Toronto's real estate market is hard work.
Every week, you eagerly wait to see the new listings that...
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
This week’s update will use an ‘around the horn’ format to highlight several interesting developments...
Bob Aaron in Legal, Home Selling, Home Buying
When real estate agents prepare offers for a house with a basement apartment, they typically insert a clause stating that “seller...
David Larock in Mortgages and Finance, Home Buying
Five-year Government of Canada (GoC) bond yields continued to surge higher last week so expect a fresh round of headlines...
David Larock in Mortgages and Finance, Home Buying
If you want to gauge the overall health of an economy, understanding employment trends is critical. Last week we received the...
John Pasalis in Toronto Real Estate News
Toronto's real estate market quietly hit a big milestone last month. The average price for a home in the Greater Toronto Area passed the...
Whenever a new subdivision is built, the subdivider is required to enter into a development agreement with the municipality. Part of each agreement is a...
David Larock in Mortgages and Finance, Home Buying
It’s time for another rate simulation but this time we’re going to change it up.
The age old fixed-versus-variable question is...
Realosophy Schools for Home Buyers Workshop - Starts Again Sept 2012
David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News
If you want to look beyond the incendiary headlines about housing bubbles in Canada’s largest real...
David Larock in Mortgages and Finance, Home Buying
Fixed-term mortgage rates are on the rise.
This is primarily being caused by higher Government of Canada (GoC) five-year bond...
It is not unusual for lawyers, as we advance through our careers, to assemble a short list of our heroes in the legal field — outstanding individuals who have...
David Larock in Mortgages and Finance, Home Buying
Many people think that the differences in how lenders calculate fixed-rate mortgage penalties are a non-issue now that rates...
Worried about buying in the right school district for your family?
Worried about buying in the right school district for your family?
John Pasalis in Toronto Real Estate News
Rarely does a week go by when there isn’t a new economic forecast about the real estate market. For nearly a decade, the negative...
Frank and Dolores Lipischak are next-door neighbours to Diana DeWolf and Joe Russ on Caille Ave. in the town of Lakeshore in Essex County. Their homes front on...
Urmi Desai in Top Ten Neighbourhoods, Toronto Schools, Toronto Neighbourhoods, Home Buying
It’s time to get schooled!
We’ve updated www.realosophy.com with the latest 2011 EQAO...
Urmi Desai in 5 Questions, Home Buying
The blogosphere has been abuzz about “FML Listings” an anonymous blog launched by a frustrated Toronto home buyer. FML’s MO is as simple as...
David Larock in Mortgages and Finance, Home Buying
This quarter’s Mortgage Market Update is a good news/bad news story. I’m an optimist at heart so let’s start with the good news....
The Toronto Real Estate Board's press release is below.
Bob Aaron in Condo Buying, Legal
Peel Condominium Corp. 108 is an attractive townhouse development built in 2002 on Central Park Dr. in Brampton.
Back in April 2009, the board of...
John Pasalis in Toronto Real Estate News
The final numbers for 2011 are in and the average price for a Toronto home officially increased by 8% to $465,412 over 2010. Sales were up...
David Larock in Mortgages and Finance, Home Buying
When the calendar flips to a new year, many of us make resolutions to improve our lives. Judging by how busy the gyms get during...
John Pasalis in Toronto Real Estate News
As we say goodbye to another year, it's always instructive to take note of the year that was. What did we hope for? Worry about? And how...
David Larock in Mortgages and Finance, Home Buying
It’s been three months since we last ran scenarios that compare the potential costs of fixed vs. variable-rate five-year...
Editor's Note: In our "Five Questions" series, Move Smartly bloggers get answers to the questions we'd all like to ask about Toronto real estate.
Russett...
Bob Aaron in Legal, Home Selling
When you’re selling a house known as a link-semi, is it wrong to advertise it as a detached home?
The link house style was popular in Toronto in...
John Pasalis in Toronto Real Estate News
Teranet and National Bank publish a monthly House Price Index that tracks changes in house values in a number of Canadian cities. They...
David Larock in Mortgages and Finance, Home Buying
In a financial crisis, bond yields provide a real-time gauge of whether a country’s prospects are getting better or worse. If a...
Bob Aaron in Legal, Condo Buying
In a landmark consumer protection initiative, the Tarion Warranty Corp. has proposed a requirement that builder purchase agreements set out in one...
Bob Aaron in Legal, Home Selling, Real Estate Trends
The seller property disclosure statement remains a hot topic in the real estate community as Manitoba has now made them...
John Pasalis in Toronto Real Estate News
TREB released their monthly sales figures last week and overall the market continues to show signs that we are moving closer to a more...
David Larock in Mortgages and Finance, Home Buying
I suppose it was inevitable that some of the more aggressive U.S. lending practices would make their way north of the border...
David Larock in Mortgages and Finance, Home Buying
Last week’s headlines were dominated by the threat that Greece would put its acceptance of the euro zone’s bailout plan to a...
Bob Aaron in Real Estate Trends, Toronto Neighbourhoods
Toronto residents who are proud to live in areas such as Harbourfront, Davisville Village, Leslieville, Chaplin Estates,...
David Larock in Mortgages and Finance, Home Buying
Like stock markets, economies are really only governed by two competing forces: fear and greed.
When greed dominates, money...
John Pasalis in Condo Buying, Home Buying, Toronto Real Estate News
If there’s one thing that concerns me about Toronto’s real estate market it's the uncertainty about the boom we...
John Pasalis in Toronto Real Estate News
Since June of this year Toronto's real estate market slowly started to move away from being a strong sellers market to one that is...
Bob Aaron in Legal
As I see it, the real issue in this provincial election should be whether the Ontario government is able and willing to act decisively and promptly to maintain...
David Larock in Mortgages and Finance, Home Buying
On Wednesday of last week, Statistics Canada released its latest Consumer Price Index (CPI) data for August 2011. While overall...
Realosophy Team in Realosophy News
John Pasalis in Toronto Real Estate News
One of the major misconceptions most buyers have about the real estate market is that changes in supply, demand and most importantly price...
David Larock in Mortgages and Finance, Home Buying
On Friday, the European Central Bank, the U.S. Federal Reserve, and the central banks of Britain, Switzerland and Japan all...
John Pasalis in Toronto Real Estate News
Below is a copy of the Toronto Real Estate Board's press release with their sales figures for August 2011. The key facts:
Sales - up 21%
...
David Larock in Mortgages and Finance, Home Buying
It’s been three months since we ran our first Mortgage Rate Simulation where we compared the cost of a current five-year...
We're excited to introduce Realosophy’s revamped Neighbourhood Match tool, our "eHarmony" for Toronto neighbourhoods. Thanks to the hard work of our...
Bob Aaron in Condo Buying, Legal
A Superior Court decision released last month underscores the importance of reviewing condominium floor plans before completing the purchase of a...
Urmi Desai in Realosophy News, Real Estate Trends, Entrepreneurism
Realosophy was in the Toronto Star over the weekend which was great fun. It was particularly exciting that the...
David Larock in Mortgages and Finance, Home Buying
Businesses are always looking to cash in on consumer trends, and in today’s world the trend towards greener, more sustainable...
Purchasing power parity is an economic theory that helps us understand how overvalued or undervalued currencies are by comparing their currencies purchasing power for identical...
Bob Aaron in Legal, Home Buying, Condo Buying
With thousands of new Toronto condominiums being completed each year, investor purchasers are putting many of them on the market,...
The Germans must have a word for that feeling of being reluctant to read something that you are sure has been created only to excite you into frothy...
David Larock in Mortgages and Finance, Home Buying
For a lender, bigger is not always better.
The larger a mortgage gets, the greater the lender’s potential loss if the borrower...
Bob Aaron in Legal, Home Buying
One of the lesser known benefits of title insurance is that the insurer is obligated to provide and pay for the legal costs of defending the...
John Pasalis in Toronto Real Estate News
Toronto real estate sales continued their hot pace recording a 23% increase in July 2011 over the same month last year. The month's actual...
Bob Aaron in Home Buying, Legal
Last month I received an email from a firm billing itself as a “very successful real estate investment firm that invests heavily in something...
David Larock in Mortgages and Finance, Home Buying
Canadians are still enjoying the story of The Little Economy That Could. While the European and the U.S. economies struggle to...
John Pasalis and Urmi Desai in Real Estate Trends
If you thought Round One was interesting, Round Two will blow you away.
After reaching a settlement with the Canadian Real...
David Larock in Mortgages and Finance, Home Buying
The U.S. federal government now spends about $120 billion more than it takes in each month and it covers the shortfall by...
John Pasalis in Toronto Real Estate News
An increase in the demand for homes and a decline in the number of houses available for sale pushed prices up 10% in June when compared to...
David Larock in Mortgages and Finance, Home Buying, Home Selling
All eyes were on last Friday’s employment report after our latest Consumer Price Index (for May) came in higher...
Bob Aaron in Home Buying, Condo Buying, Home Selling, Legal
One of the biggest challenges facing the new home industry today is the problem of illegal construction and sale of...
David Larock in Mortgages and Finance, Home Buying, Home Selling
If you are buying a house or refinancing your mortgage, the siren song emanating from your local bank branch can...
The town of Port Hope, featured two weeks ago in a Saturday Star story on the impact of low-level nuclear contamination affecting local homeowners, is not the...
David Larock in Mortgages and Finance, Home Buying, Home SellingIf you want to sell your current home and use the proceeds as a down payment on a different property, what do you...
Bob Aaron in Legal, Home Buying
An Ontario court has found a real estate agent partially liable in damages for failing to review a home inspector’s report carefully with his...
David Larock in Mortgages and Finance, Home Buying
Mortgage rates have been on a downward march lately – five-year fixed-rate mortgages are now offered in the 3.69% range and...
John Pasalis in Toronto Real Estate News
The big story for Toronto’s real estate market in May was the big decline in homes available for sale. There were 27% fewer homes...
David Larock in Mortgages and Finance, Home Buying The Bank of Canada (BoC) Directors met last Tuesday and, as expected, they left the target for the overnight rate unchanged at...
Bob Aaron in Home Selling, Legal
If there ever was any doubt about the risks to sellers and real estate agents of using the Seller Property Information Statement (SPIS), a...
David Larock in Mortgages and Finance, Home Buying
Co-op and co-ownership properties offer exceptional value for the right type of buyer. These buildings are usually well-located...
Does a seller have an obligation to disclose to a purchaser with young children the fact that a person convicted of child pornography lives across the street?...
John Pasalis in Toronto Real Estate News
The average price for a Toronto home rose 9% in April 2011 over the same month last year. This price increase was largely driven by a...
David Larock in Mortgages and Finance, Home Buying
Would it surprise you to learn that the advertised interest rate on a variable-rate mortgage does not represent its real rate of...
Urmi Desai in Five Questions, Toronto Real Estate News, Condo Buying
Editor's Note: In our "Five Questions" series, Move Smartly bloggers get answers to the questions we'd all...
Bob Aaron in Home Buying, Legal
The governing bodies of the notary and legal professions in Quebec have launched a lawsuit against several title insurance companies over the...
David Larock in Mortgages and Finance, Home Buying
Mortgage debt can be intimidating; it is a massive personal liability that typically takes decades to pay off. During the early...
Urmi Desai in Real Estate Marketing, Realosophy News
Want to kill a few hours? Tell someone you’re thinking about how to price a good or service and ask for their thoughts. (Make...
David Larock in Mortgages and Finance, Home Buying
Mortgage rates and inflation go hand in hand.
Variable-mortgage rates are set using the Bank of Canada’s overnight rate, which...
John Pasalis in Toronto Real Estate News
In my monthly market update last week I showed that strong demand for homes coupled with a decline in the supply of houses coming on the...
Really enjoyed Koerner Hall's sneak peak event announcing the upcoming 2011-2012 season yesterday.
Koerner Hall, the new performance hall at the Royal...
Bob Aaron in Home Buying, Condo Buying, Legal
In my column on April 2, I wrote about a study by Halifax Home Insurance in the U.K. which reported that more than 360,000 Britons,...
Urmi Desai in Realosophy News, Real Estate Marketing
Papa's got a brand new bag! Head over to realosophy.com to check out our new look!
(Tell us what you think! If you love the...
John Pasalis in Toronto Real Estate News
The number of home sales in the Greater Toronto Area in March 2011 declined by 11% over the same month last year to 9,262 while the...
David Larock in Mortgages and Finance, Home Buying
If Canadians shopped for cars the same way we shop for mortgages, most of us would be driving around in old beaters that would...
Bob Aaron in Real Estate Trends, Legal
At any given time, at least some of the courts in Ontario are occupied with disputes between neighbours. Based on the current law reports...
David Larock in Mortgages and Finance, Home Buying
Fixed-rate mortgages offer borrowers predictability and peace-of-mind in exchange for higher initial borrowing costs (over the...
Bob Aaron in Legal, Condo Buying
A Toronto-area builder has filed a notice of appeal after losing two small claims court cases to new condominium buyers who sued to recover...
David Larock in Mortgages and Finance, Home Buying
Borrowers are often surprised to hear that qualifying for a five-year variable-rate mortgage is more difficult than qualifying...
Urmi Desai in Toronto Neighbourhoods, Leslieville, Riverdale
Lots of change happening on the retail street at Broadview and Queen East. On a small block there are no less than 7...
David Larock in Mortgages and Finance I’ve had a lot of calls lately from borrowers who are wondering if now is a good time to refinance their mortgage, so I thought I’d write a...
John Pasalis in Toronto Real Estate News
In last month's market update I looked at whether Toronto real estate prices were heading up or down by comparing conflicting figures...
Bob Aaron in Legal, Condo Buying
Last month two clients of mine were closing on the purchase of a new Toronto condominium. When they received the final statement of adjustments...
I'm an appreciative member of the Textile Museum of Canada (55 Centre Ave, Dundas West @ University Ave), a small but strong community dedicated to the...
David Larock in Mortgages and Finance, Home BuyingTo the uninitiated, Canada’s lending market must look like a very egalitarian place. All of our major banks post the same...
John Pasalis in Toronto Real Estate News, Home Buying, Toronto Neighbourhoods
“Where is the next up and coming neighbourhood?” has to be the question I’m most often asked by home...
David Larock in Mortgages and Finance, Home Buying
When couples decide to divorce, financial assets accumulated while together must be equitably divided and in many cases, the...
“Good fences make good neighbours” is an old English proverb made popular by Robert Frost in his 1914 poem “Mending Wall.” It was quoted again last year in an...
John Pasalis in Toronto Real Estate News
Are Toronto real estate prices on the way up or on the way down? That’s the question we’ll be tackling today by looking at house price...
David Larock in Mortgages and Finance, Home Buying
If you are a new immigrant to Canada - welcome! As a former world traveller, I know how daunting it can be to get settled in a...
Bob Aaron in Condo Buying, Home Buying, Legal
The Park Lake Residences condominium project is located on Lake Shore Blvd. W. at Ellis Ave., near the foot of Windermere. Built by...
Urmi Desai in Real Toronto, Leslieville
Editor’s Note: “Experienced” is an occasional column that reveals hidden bits of Toronto – not so much the trendy underground, but rather...
David Larock in Mortgages and Finance, Home Buying
On January 17, 2011, Jim Flaherty, our federal Minister of Finance announced changes to the Canadian Mortgage and Housing...
Bob Aaron in Legal, Home Selling
Real estate boards and agents across the country continue to promote the use of the Seller Property Information Statement (SPIS), despite the fact...
Just back from India, I’m thinking about the intangible thing that is a city. The thing that makes your neck get all hot and prickly when you read Wallpaper’s take on your city or
David Larock in Mortgages and Finance The world’s economies are continuing their clean-up efforts after the bursting of the global credit bubble. Like a giant oil spill, the...
John Pasalis in Toronto Real Estate News
In 2006 the Canada’s federal government extended the maximum allowable amortization for a mortgage from 25 years to 40 years. This...
The Supreme Court of Canada has written the final chapter in a case which raises important issues about the protection of our privacy rights, which are...
David Larock in Mortgages and Finance
Ahh, the variable rate mortgage, temptress to us all. It offers you the lowest borrowing cost in exchange for the security of your locked-in...
David Larock in Mortgages and Finance
Ed Clark, CEO of Toronto Dominion Bank, recently implored our federal government to reduce the maximum allowable mortgage amortization period...
David Larock in Mortgages and Finance, Home Buying
Buying your first house is a milestone right up there with the biggies. When you become the legal owner of a patch of land, it’s...
David Larock in Mortgages and Finance
If choosing the best mortgage were only about finding the lowest rate, then guys like me wouldn’t have much to talk about. After all, a...
Anne Midori in Mortgages and Finance.
Editor's Note: "A Different View" is a periodic series in which guest bloggers are invited to share new and differing views on all things...
Editor’s Note: “Experienced” is an occasional column that reveals hidden bits of Toronto – not so much the trendy underground, but rather the comfort...
Bob Aaron in Legal, Condo Buying
The Ontario Court of Appeal has reversed a lower court decision that ruled that all of the unit owners of a new condominium project did not have...
David Larock in Home Buying, Mortgages and Finance, Legal
Your property’s title provides the legal proof that you are its owner. It describes your rights to the land and any...
Urmi Desai in Leslieville, Toronto Neighbourhoods, Real Toronto
Walking to our Leslieville office this Sat, I stopped in to enjoy high tea at the Leslieville Crafternoon, a local...
David Larock in Mortgages and Finance
Borrowers who make financing flexibility their highest priority often wonder whether it is better to choose an open or a closed mortgage....
What a great time we had at Realosophy's Thank You party @ Leslieville Wanderlust last week. Thank you to our clients, neighbours, friends and...
David Larock in Mortgages and Finance
If you originally secured a mortgage by going to your favourite Big Five bank for advice, then chances are very good that you signed up for a...
Realosophy Team in Realosophy News
Bob Aaron in Legal, Home Selling
Over the years, I have repeatedly criticized the Seller Property Information Statement (SPIS), a form published by the Ontario Real Estate...
David Larock in Mortgages and Finance
Our fears of a Canadian housing bubble are understandably exacerbated by the US housing debacle that continues to unfold. We are inundated...
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