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Should We Sell Before We Buy? + Do I Have to Pay Tax To Move into My Own Condo Rental? — ‘The Situation’ Consumer Q&A

It's time for your questions on our September consumer Q/A segment, ‘The Situation’.

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Should I Get a Better Performing Investment Property? + Will a Co-Ownership Company Finally Get Me Onto the Property Ladder? — ‘The Situation’ Consumer Q&A

It's time for your questions on our June consumer Q/A segment, ‘The Situation’.

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Pricing Your Home Right: Strategies for a Successful Sale

Deciding on the most effective pricing strategy when selling your home can be a critical factor in achieving a successful sale. This post explores the two primary approaches to...

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Why is My Pre-Con Condo Worth Less Than I Paid? + Should I Sell Before Capital Gains Tax Increase? — ‘The Situation’ Consumer Q&A

It's time for your questions on our May consumer Q/A segment, ‘The Situation’.

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Should I Buy My Home From My Landlord? + Do Garden/Laneway Suites Add Value? — ‘The Situation’ Consumer Q&A

It's time for our popular consumer Q/A segment, ‘The Situation’ on the latest Move Smartly show episode.

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What To Do When A Tenant Walks Away From A $20K 'Cash for Keys' Offer

Selling a tenanted property in Ontario to a buyer who wishes to occupy for own use sometimes requires more complicated negotiations.

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Will Upcoming Mortgage Renewals Hurt Canada’s Housing Market and Economy? — March Toronto Area Real Estate Market Live Update & Q/A

Each month in this live session, I discuss the latest stats, on the ground realities and answer consumer questions about the Toronto area real estate market right now.

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How Can Toronto Home Prices Stay So High? + Neighbour As Agent? — ‘The Situation’ Consumer Q&A

In our latest monthly consumer Q&A, I respond to the detailed questions that real estate consumers across the GTA are asking now.

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Is Toronto in a Housing Bubble That's About to Burst?

Is Toronto in a Housing Bubble That's About to Burst?

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Are Bidding Wars Back? + When Should I Sell? - 'The Situation' Q/A - Feb 2024

In our latest monthly consumer Q&A, I respond to the detailed questions that real estate consumers across the GTA are asking now.

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Pent Up Buyer Demand? + Inflation to Delay Interest Rate Decline? — January Toronto Area Real Estate Market Live Update & Q/A

Each month in this live session, I discuss the latest stats, on the ground realities and answer consumer questions about the Toronto area real estate market right now.

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Should I Airbnb, Rent Out Longer or Sell? + Can I Get a Family Home for 500K?

In our monthly consumer Q&A, ‘‘The Situation’, Urmi asks and John responds to the detailed questions that real estate consumers across the GTA have sent in. 

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Should I Lower the Price on My Condo? + The Family Home Stretch — ‘The Situation’ Consumer Q&A - Oct 2023

In our monthly consumer Q&A, ‘‘The Situation’, Urmi asks and John responds to the detailed questions that real estate consumers across the GTA have sent in. 

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Are Toronto Real Estate Investors Rushing to Sell?

Anecdotal evidence suggests that investors are starting to look to deleverage properties in the Toronto are - does the data suggest this is part of a larger trend?

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What is Toronto’s Vacant Home Tax and What Does it Mean for Owners, Buyers & Sellers?

All owners of residential property in the City of Toronto must file an online declaration of the occupancy status of their property before February 2, 2023.

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Why Toronto Real Estate Investors Aren’t Rushing to Sell Yet

Rising rents are keeping investors optimistic - for now.

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How to Adjust Your Home Selling Strategy When Prices Are Falling

In this latest video in a special series, lead contributor, John Pasalis of Realosophy Realty, explains what you need to do to secure a better outcome in an uncertain time.

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How to Sell Your Home in a Slowing Market

How you need to adjust your strategy in a suddenly changing market.

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Good and Bad News About Taxes on the Resale of Pre-Con Properties

A clarification on the amount of HST to be applied to assignment sales after a confusing budget announcement.

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How Gambler’s Hope Perpetuates Toronto Bidding Wars

Home buyers routinely go for stressful and inefficient plays in the strange game that is Toronto real estate - here's what to do instead.

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Why Would a Real Estate Brokerage Warn About a Housing Bubble?

Why only reporting upbeat and positive information is the domain of old school real estate brokerages.

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Court Lets Home Sellers Keep $20K Buyer Deposit After Size Dispute

Can a buyer terminate a transaction and get their deposit back if the published listing significantly overstates the size of a house?

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Buying and Selling During a Pandemic – What to Do First?

As the gap widens between Toronto's hot market for houses and a cooling market for condos, it's more important than ever to put your moves in the right order.

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Toronto Real Estate Summit

Join us for the Toronto Real Estate Summit being hosted right here on Move Smartly this July 20 to 23. Watch on demand starting July 20. Free to register.

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Your Home Isn't Selling - Now What?

What I advise home sellers to do when their home is not selling - and why it differs from the approach often taken by agents.

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I Made My First Real Estate Decision When I Was 23 - And It Wasn’t a Great One

Launched this past fall, TheMindfulBroker.com aims to address a critical gap in our adult education - how to meet our basic need for housing successfully.

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Is It The Right Time to Downsize?

Is the market too unsettled to be considering a move?

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The Unusual Listing Strategy That Can Maximize Your Home Selling Price

When listing your home for sale, it’s important to choose a selling strategy that is going to help you achieve your goals.

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Do the Homeowners or Photographers Own the Rights to Property Photos?

When the sellers of a home hire a stager to help market and sell it, who owns the rights to the before and after photographs? 

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Why Your Home Isn't Selling On Your Offer Night

How your selling strategy may be confusing buyers - enough to keep them away.

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The Mistake That Cost Sellers Millions When Toronto's Housing Bubble Burst

This time last year, nearly 1,000 Toronto home buyers and sellers suffered major financial losses - could they have done something differently or was it just bad timing?

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Sellers Should Never Sign a Seller Property Information Statement

Is a purchaser entitled to back out of a real estate purchase deal if she finds out before closing that the home was the site of a murder?

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Pick or Pass: How to Use Data to Help You Make a Smarter Condo Investment Decision

Last week we touched on how to assess the impact of investors when evaluating a condo building – this week we’re going to take it one step further by delving into three other...

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Pick or Pass: A House Flip Gone Wrong

This week I wanted to highlight a listing I viewed over the long weekend with clients of mine that were looking for a home in the Bedford Park area. Anyone who knows the area...

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Sellers beware if information is not correct

Bob Aaron in Legal, Home Selling

Patrick Gladu and wife Danielle Boyer-Gladu purchased a property in Sturgeon Falls, Ont., back in 2009.

The house had been advertised on the...

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Pick or Pass: How Overpaying for a Home May Hurt You

Nicole Harrington in Listings of the Week

Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing or trend to focus on...

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Make Sure Home Seller’s Promises are Met Before Closing

Bob Aaron in Legal, Home Buying, Home Selling

A small claims court decision released last year underscores the importance of careful wording of seller promises in agreements of...

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Pick or Pass: Why is this House Over 60 Days on Market?

Nicole Harrington in Listings of the Week 

Toronto’s housing market is as diverse as its people: ranging in price, size, and location. I pick a Toronto listing to focus on each...

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Dangerous real-estate document a path to court

Bob Aaron in Legal, Home Selling

The Seller Property Information Statement (SPIS) continues to be the single most dangerous document in current use in the real estate market.

...

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Why is This House Back on the Market?

Nicole Harrington in Listings of the Week 

Editor's Note: Due to error, this post was recently reposted. It refers to a listing that was previously available. We apologize for the...

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Here’s how much a subway running under your home will cost you

Toronto’s subway story just got exciting-scary.

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Buyers can cancel property sale over misleading information

Bob Aaron in Legal, Home Buying, Home Selling

Is a seller required to be truthful in disclosing to a buyer that a house was built on potentially toxic landfill? That was the...

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Is there a legal obligation for a seller to disclose pre-closing flood damage to the buyer?

Bob Aaron in Legal, Home Selling, Home Buying

Does the seller of a house have a legal obligation to advise the buyers about a flood that occurred after the parties entered into...

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My home has Kitec plumbing in it - Should I be worried?

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Questions arise about obligation to disclose whether property has stigma

Bob Aaron in Legal, Home Buying, Home Selling

Is a real estate agent obligated to disclose to purchaser clients whether the house they are interested in buying is stigmatized...

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Ghosts among reasons to scare up legal advice

Bob Aaron in Legal, Home Buying, Home Selling

If a property in Ontario has been stigmatized as a result of a murder, suicide, death, haunting — or other unpleasant event — must...

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Agents on the hook for illegal in-law suites

Bob Aaron in Legal, Home Selling, Home Buying

The Real Estate Council of Ontario (RECO), the body that licenses and governs real estate agents, is cracking down on...

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A Few Quick Facts About Toronto's Real Estate Market in 2014

John in Toronto Real Estate News, Home Buying, Condo BuyingHome Selling

Realosophy released its semi-annual Home Value Survey for the Globe and Mail today and I thought this...

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Will discipline hearing bring end to risky document?

Bob Aaron in Legal, Home Selling, Home Buying

A recent decision of a discipline panel of the Real Estate Council of Ontario (RECO) could spell the end of the Seller Property...

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Sellers' form still troubling the real estate industry

Bob Aaron in Legal, Home Selling, Home Buying

Photo Credit: plus.google.com

The Seller Property Information Statement, a disclosure form created by the real estate industry,...

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Electronic Signature Decision Will Look to Judge Sydney Robins

Photo Courtesy: cynthiaknight.com    
Judge Sydney Robins’ many decisions included one in the real estate field...
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Does century-old murder still haunt Massey home?

Bob Aaron in LegalHome SellingHome Buying

Photo Credit: Bob Aaron

In the real estate field, when the value of a house might be affected by a history of murder, suicide,...

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Land Survey Outlines What's Really Yours

Bob Aaron in LegalHome SellingHome Buying

I think it’s time that a land survey be made a compulsory part of every real estate transaction. It baffles me why a clause to that...

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Court Finds Sale Not Closed if the Building Permit is Open

Bob Aaron in Legal, Home Selling, Home Buying

Two recent decisions of the Ontario Superior Court have determined that an open municipal building permit — where the city has not...

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Floor-by-Floor Sales Venture Would Work Better as a Condo Property

Bob Aaron in Legal, Home Selling, Home Buying

My nomination for the the most odball real estate scheme of the year is last week’s proposal by Larry Chilton and his real estate...

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Cellar Flood Among Wave of Lawsuits From Disclosure Form

Bob Aaron in Legal, Home Selling, Home Buying

In the wake of widespread flooding in Toronto last week, I’ve had a number of phone calls and emails from people trying to sell...

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New Home Owners Dig into Their Legal Rights, Obligations About Backyard Burial

Bob Aaron in Legal, Home Selling, Home Buying

Just when I thought I had heard every possible real estate problem, a client showed up with a question that is so novel that the...

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Beware Sending a Real Estate Deal Off the Rails

Bob Aaron in Legal, Home Selling, Home Buying

An interesting decision from Toronto’s small claims court last December provides a useful lesson on the obligations of buyers,...

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Should Murder or Suicide be Disclosed?

Bob Aaron in Legal, Home Selling, Home Buying

Shortly after Sidney and his wife bought their Toronto home last fall, a number of their new neighbours told them that there had...

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Bizarre Form Warns Against Signing SPIS Form

Bob Aaron in Legal, Home Selling

In the wake of a flood of court cases involving the Seller Property Information Statement (SPIS) and its counterparts across Canada, the Ontario...

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Disclosure Statement Meant Buyers Recovered Damages, but Listing Agent Escaped Liability

Bob Aaron in Legal, Home Selling

A Saskatoon real estate agent and his brokerage have escaped liability to the purchasers of a home with a wet basement in a misrepresentation...

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Monday Morning Interest Rate Update (September 17, 2012)

David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News

We started last week just hoping to dodge a German constitutional bullet but by the time it was over,...

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Why the SPIS Can Cause More Grief Than it Spares

Bob Aaron in Legal, Home Selling

As a result of its promotion by the Ontario Real Estate Association (OREA), the seller’s property information statement (SPIS) continues to be a...

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Monday Morning Interest Rate Update (July 30, 2012)

David Larock in Mortgages and Finance, Home Buying, Toronto Real Estate News

When Spanish bond yields spiked to euro-zone record highs last week I wasn’t surprised to hear the...

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Basement Apartments are a Minefield for the Uninformed

Bob Aaron in Legal, Home Buying, Home Selling

My column on basement apartments earlier this month seems to have touched a nerve among homeowners and real estate agents, many of...

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Basement Apartments Must Comply with Zoning, Fire, Building and Electric Codes

Bob Aaron in Legal, Home Selling, Home Buying

When real estate agents prepare offers for a house with a basement apartment, they typically insert a clause stating that “seller...

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When a detached home is not a detached home

Bob Aaron in Legal, Home Selling

When you’re selling a house known as a link-semi, is it wrong to advertise it as a detached home?

The link house style was popular in Toronto in...

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Manitoba Simplifies Seller Disclose Form

Bob Aaron in Legal, Home Selling, Real Estate Trends

The seller property disclosure statement remains a hot topic in the real estate community as Manitoba has now made them...

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Monday Morning Interest Rate Update (July 11, 2011)

David Larock in Mortgages and Finance, Home Buying, Home Selling

All eyes were on last Friday’s employment report after our latest Consumer Price Index (for May) came in higher...

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Mortgage Secrets from an Independent Mortgage Planner

David Larock in Mortgages and Finance, Home Buying, Home Selling

If you are buying a house or refinancing your mortgage, the siren song emanating from your local bank branch can...

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Monday Morning Interest Rate Update (July 4, 2011)

David Larock in Mortgages and Finance, Home Buying, Home Selling

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Use SPIS Forms at Your Own Peril

Bob Aaron in Home Selling, Legal

If there ever was any doubt about the risks to sellers and real estate agents of using the Seller Property Information Statement (SPIS), a...

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Bob Aaron: SPIS forms are ticking time bombs

Bob Aaron in Legal, Home Selling

Real estate boards and agents across the country continue to promote the use of the Seller Property Information Statement (SPIS), despite the fact...

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Disclosure Form is a Danger to Buyers and Sellers

Bob Aaron in Legal, Home Selling

Over the years, I have repeatedly criticized the Seller Property Information Statement (SPIS), a form published by the Ontario Real Estate...

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Honesty won't resolve disclosure form issues

Bob Aaron in Legal, Home Selling Tips

The Great SPIS Myth

It's time to reveal The Great SPIS Myth – the prevailing fiction about the Seller Property Information Statement (SPIS),...

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Real estate agents are divided over disclosure form

Bob Aaron in Legal

One of the most controversial issues facing the real estate community is the use of the Seller Property Information Statement (SPIS), which is often provided...

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New Delayed Closing and Occupancy Warranty: What You Need to Know

Carl Minicucci in Home Buying Tips, Condo Buying Tips, Legal

In the market and planning the purchase of a new freehold home or condominium in the next few months? If so, you will...

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Beware if You're Purchasing a New Home or Condo to Flip

Bob Aaron in Legal, Home Selling Tips, Toronto Real Estate News

Ed. Note.  We are pleased to welcome Bob Aaron, a Toronto real estate law expert, to Move Smartly.  A leading ...

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As Seen on TV: Beware of Guaranteed Real Estate Sales Programs

Carl in Home Buying, Home Selling Tips, Real Estate Trends

Ladies and gentlemen, I’m going to show you the greatest Real Estate brokerage offer ever made…all your investment and...

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Another Reason Why People Don’t Trust Real Estate Agents

John in Home Buying, Home Selling Tips

Multiple Representation (also referred to as Dual Agency) can occur when one agent represents both the buyer and the seller in a real estate...

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For Sale by Owner Poses the Same Security Risks as Those Facing Realtors

Rachel in Real Estate Trends

The recent, tragic death of B.C. realtor Lindsay Buziak highlights the security risks that face those in the real estate industry. My heart goes out...

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UK Home Information Packs: More Protection for HomeBuyers?

John in Home Buying, Media Roundup

Home Information Packs (HIPs) were introduced in the UK this past summer as a way to improve transparency in the HomeBuying process. HIPs...

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Trouble Selling Your Home? Unable to Find a Home to Buy? Double-Check the MLS Listing...

John in Home Buying

Real estate agents have a saying; a well-listed property is half-sold. The term ‘well-listed’ refers to the information the listing agent entered into the MLS...

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Increasing Your Selling Potential Part 2: the Enigma of Home Staging

Jesse in Lifestyle

In my last post, I provided an overview of options designed to aid Home Sellers when they decide to sell and list their home. I compared hiring professional...

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Increasing Your Selling Potential: Going Professional or Not, That is the Question

Jesse in Lifestyle

House Porn. Catchy isn’t it? The words definitely caught my eye while perusing the Lifestyle section of The Globe and Mail. At once I began to reminisce about...

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Real Insight: Do You Need an Agent if You are Buying a Home Privately?

John in Real Insight, HomeBuying

Ed note.  Real Insight is a periodic feature decoding some of the many mysteries surrounding HomeBuying.

A couple I know was recently given the...

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In Search of that Money-making Home Renovation…

I love strolling through my neighbourhood on those bright but lazy Sundays. Warm or cold, young and old toil away on their front lawns or in their garages throughout the city....

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Realosophy Launch

Welcome to realosophy.com!  We hope that you are as excited as we are about our new Toronto HomeBuyer’s website.

We are a group of young consumers and professionals who once...

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