Buying a New Condo: Get a Better Deal

Rachel Loizos in Legal, Condo Buying Tips, Home Buying Tips

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The Toronto Land Transfer Tax - Voice Your Opinion

Rachel Loizos in Legal, Home Buying

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Interim Occupancy Fee aka 'Phantom Rent'

Rachel Loizos in Legal, Condo Buying Tips, Home Buying Tips

In his recent article, Condo Buyers should prepare for ‘phantom’ rent, Terrence Belford of the Globe and Mail...

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2008 Ontario Property Tax Assessment Notices

Rachel Loizos in Legal

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Buying a Condo: Know the Rules

Rachel Loizos in Legal

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Mandatory Energy Audit Reports for Home Sellers

Rachel Loizos in Legal, Home Buying

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Being a Landlord No Easy Task in Ontario

Rachel Loizos in Legal

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Buying a New Condo Based on the View can be Dissapointing

Rachel in Condo Buying, Legal

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The Now House Community Project – Collaboration Results in Greener Living

Rachel Loizos in Real Estate Trends

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New FINTRAC Regulations for Realtors

Rachel Loizos in  Toronto Real Estate News

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Homebuying and Marriage Contracts

Rachel Loizos in Legal

If you already own a home and are considering marriage, you may be considering obtaining a marriage contract to protect your assets. If you are considering...

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Thinking about Buying a Heritage Property in Toronto?

Rachel Loizos in Legal, Home Buying

You can browse through the list provided on the City of Toronto Website and search our heritage properties by their municipal address. The...

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Conditions and The Agreement of Purchase and Sale

Rachel Loizos in Legal, HomeBuying

I attended a great Law Society of Upper Canada seminar recently, The Annotated Agreement of Purchase and Sale, chaired by Bradley N. McLellan...

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Pre-piping Your Home for Natural Gas

Rachel Loizos in Home Buying

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Buying a Condo – Exclusive Use vs. Ownership

Rachel Loizos in Legal

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Title Insurance Won’t Always Protect You

Rachel Loizos in Legal

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FlexHousing™ Brings Adaptable Housing Options to Canada

Rachel Loizos in Real Estate Trends

A recent article in DreamHomes & Condominiums magazine highlighted one of the most interesting trends in real estate that I have seen in...

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Home Buying in a Gentrified Toronto

Rachel Loizos in Legal, Real Estate Trends

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Real Estate Fraud Action Plan: Enhancing the Security of the Ontario Electronic Land Registry System

Rachel in Legal, Real Estate Trends

Some new developments are coming to pass in the legal world as it relates to real estate. You may or may not know that the province of...

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Do It Yourself Renovations

Rachel in  Lifestyle, HomeBuying, Legal

With spring in the air and my tulips breaking the surface in my garden, my thoughts naturally turn to home renovations. I enjoy taking on...

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Review Your Agreement Before You Are Bound

Rachel in Legal, Home Buying

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Basement Rentals: Make Sure You Want To Be A Landlord

Rachel in Legal, HomeBuying

I have heard many people say that they want to rent out their basement or that they want to buy a property that can accommodate a tenant. Whether this...

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Buying a Condo - Know Your Rights

Rachel in Condo Buying, Legal

If you are currently or have ever considered buying a condo, you should check out this site.  It  belongs to the Canadian Alliance for Condominium...

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Don't Let Closing Costs Catch You Off Guard

Rachel in Home Buying, Money, Legal

Home buyers, especially first time home buyers, are often surprised by their closing costs. Although the standard legal fees and land transfer...

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The Role of Warranties in Your Agreement of Purchase and Sale

Rachel in Legal, HomeBuying

In your agreement for purchase and sale you will very often have items, called warranties, that help define and clarify the agreement between the...

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For Sale by Owner Poses the Same Security Risks as Those Facing Realtors

Rachel in Real Estate Trends

The recent, tragic death of B.C. realtor Lindsay Buziak highlights the security risks that face those in the real estate industry. My heart goes out...

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Taking Title as Joint Tenants - Not Carved in Stone

Rachel in Home Buying, Legal

In a previous post, we discussed the most common ways that people can take title to property. In particular, sole ownership, joint tenants, and...

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Toronto's Land Transfer Tax - The Official Word

Rachel in HomeBuying, Money, Legal

On October 22, 2007, Toronto City Council approved a Municipal Land Transfer Tax (MLTT), the "Toronto Tax," and we have now received more...

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Too Good to be True? Protecting Yourself Against Real Estate Scams

Rachel in Legal, HomeBuying

A recent article highlights one of the most valuable and often glossed over part of your real estate transaction - relationships.  Reported in the Globe...

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Ask a Lawyer: Condo Conundrums

Rachel in Condo Buying, Legal, Ask an Expert 

This post is a collection of some popular questions that I have received over the last little while that I thought might be of...

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Buying Resale - Visit the Property Before Closing

Rachel in Legal, HomeBuying

Most HomeBuyers do not bring the agreement of purchase and sale to their lawyer until it has already been signed. If you do not have a lawyer review...

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New Condominium Deposits

Rachel in Condo Buying, Legal, Money

A HomeBuyer can decide to buy a new condo at any point that units are available for sale – meaning from the time the sales office is open all...

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Carbon Monoxide Detectors and Fire Detectors

Rachel in Legal

It is not just the law, but good common sense. Make sure you have both a carbon monoxide alarm and a fire alarm in your house. Make sure you maintain the...

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Toronto's Land Transfer Tax (or Beating a Dead Horse)

Rachel in Home Buying, Money, Legal

Mayor Miller’s land transfer tax (Miller’s Toronto Tax) takes effect on February 1, 2008.

I was having a conversation last night about the...

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Why Home Buyers Need Title Insurance

Rachel in Legal, Home Buying

Title insurance is widely used in Ontario real estate transactions and is often used to replace or augment what is referred to as the ‘solicitor’s...

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GST Reduction and Unethical Builders - Consumers Watch Out

Rachel in Home Buying, Legal, Money

In my very first post on this blog, I wrote about the GST rebate and how HomeBuyers can take advantage of the benefit of the ‘transitional...

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Pre-Delivery Inspection (PDI) for New Homes and Condos

Rachel in Legal, Home Buying, Condo Buying

You have finally received the good news that your new home is (almost) ready. Only a few more loose ends to tie up before you can...

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New Toronto Land Transfer Tax - Councillor Thompson and Councillor Minnan-Wong Weigh In

Rachel in Home Buying, Toronto Real Estate News

I am sharing the correspondence I received from Councillor Thompson and Councillor Minnan-Wong. Prior to the vote held on Monday...

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Your Condominium Purchase and Insurance

Rachel in Legal, Condo Buying

Very few people give a second thought to insurance coverage issues until disaster strikes – arguably not the best time to start wondering if you...

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Toronto Land Transfer Tax Approved

Rachel in Urban Issues, Home Buying, Legal, Money

Councillor Thompson dropped a stack of over 1,000 sheets of paper at the start of the meeting and announced they represented ‘no’...

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How to Take Title - Part Two for Common Law and Same-Sex Couples

Rachel in Legal, Home Buying 

My previous post on taking title did not address the title-related issues in the fairly common scenario where people live together in a relationship...

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Real Insight: How to Take Title - Sole Ownership, Joint Tenancy and Tenancy in Common

Rachel in HomeBuying, Legal, Real Insight

Ed note.  Real Insight is a periodic feature decoding some of the many mysteries surrounding HomeBuying.

Any number of factors can...

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Real Insight: Protecting Yourself Against Real Estate Fraud

Rachel in HomeBuying, Legal, Real Insight

Ed note.  Real Insight is a periodic feature decoding some of the many mysteries surrounding HomeBuying.

When you purchase your home, you...

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New York Times Abandons Online Subscription Model - Is the Real Estate Industry Paying Attention?

Rachel in In the News

A small headline on the bottom of the first page of the Globe and Mail's Report on Business section grabbed my attention. Amidst all of the excitement about...

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Prepare for the Inevitable – Your New Home or Condo Purchase and the Supplemental Property Tax Bill

Rachel in Condos, HomeBuying, Money

When you purchase a new home or condominium, on your statement of adjustments, there will be a section that references realty taxes (also known...

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Rise of the Grow-Op: Home Inspections Protect HomeBuyers Against Newer Dangers

Rachel in Legal, HomeBuying, In the News

There are many reasons to require a home inspection prior to firming up your real estate transaction. For most people, buying a home is...

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Avoiding Sticker Shock – The Statement of Adjustments and Your Condo Closing

Rachel in Condos, HomeBuying, Legal, Money

Nothing sends clients reeling like the statement of adjustments on a new condominium closing, except, perhaps the statement of...

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New Condominium Interim Closing

Rachel in Legal, HomeBuying, Condos

There is a very interesting period during the purchase of a new condominium that resembles something between ownership and renting...known as...

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The Real Property Survey Says...

Rachel in Legal, HomeBuying

My friend recently purchased a house and despite my best efforts, she proceeded with the transaction without obtaining a survey. Exasperating! A survey...

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Real Insight: Condominium Conversions

Rachel in Legal, Condos, HomeBuying, Real Insight

Ed note.  Real Insight is a periodic feature decoding some of the many mysteries surrounding HomeBuying.

A very dear friend of...

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GST Rebate

Rachel in Legal

How would you like the purchase of your new home to translate into clawing back some of your hard-earned dollars – and from the government? Very much, I think....

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